No one likes the idea of paperwork, or hassles with insurance companies. However, if you have been involved in an accident and are experiencing neck pains, headaches or any of the other symptoms of a problem that indicates whiplash, you should get the financial help available to you.
How much compensation am I entitled to
The amount of money you will receive for your whiplash claim depends a lot on how you handle your claim. The first thing to do is find a solicitor to act as your intermediary with the insurance company. A solicitor is different from a claim manager.
Why choose a Specialist Claims Solicitor
A solicitor is the actual person who will intermediate between you and the insurance company. A good solicitor will only take a fee if you receive money for your whiplash claim. A claim management company’s sole purpose is to take your information and find a solicitor for you. They will sell your claim to the highest bidder, and are not going to try and find out who will represent you best.
As a solicitor we can provide you with a replacement vehicle to use until you receive compensation for your lost vehicle at no expense to you. Claim management companies do not accommodate you in any way. We will help you get back on the road so you can begin to get your life back in order as soon as possible.
The bottom line is, as an accident victim you should be able to choose who represents you. With a claim management company you lose that control, and are forced to accept the representation of whomever they choose based on what fee they can get for your whiplash claim.
How Much Can You Expect to Receive?
A whiplash claim will vary greatly depending on certain aspects of your individual case. A good solicitor will make sure he has as much information as he needs to get you a maximum award.
Some of the things you should have on hand are:
- Information regarding number of days missed from work.
- Whether or not you have been able to resume work.
- Proof of wages to show amount lost during lost days.
- Statements from a physician noting your whiplash.
- Any existing medical expenses and a list of expected undocumented or future medical expenses.
Whiplash compensation claims can range from one thousand to tens of thousands of pounds. While certain items regarding your claim will have a set amount such as medical bills, lost wages others are not so easily set, and an insurance company will try to eliminate them altogether, or pay you as little as possible for them. These types of items include pain and suffering and cost of vehicle replacement. The difference in these items can cost you thousands of pounds.
Whiplash claims are our specialty, and we know how to approach and handle insurance companies who are out to make sure they pay you as little as possible. Never attempt to deal with an insurance company directly in order to place a claim. You are certain to come out on the short end of any dealings with them.
If you have already approached the offending driver’s insurance company with your claim, and received a low offer we can still help you. Usually one contact from our office is enough to get the insurance company to see things in a different light, and we can get your settlement re-evaluated to a fair amount.